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Loan Rates

Table data for Personal Loan Rates
 Rates effective 08-08-2022
TYPE TERM RATES AS LOW AS* (APR) Payment Example per $1,000 Maximum Term Alert Me
Signature Loan Fixed Rate 12 months 5.99% $86.08
Signature Loan Fixed Rate 24 months 7.99% $45.24
Signature Loan Variable Rate 60 months 8.50% $20.53
Share Secured Variable Rate 12 months 2.25% $84.36
Share Secured Variable Rate 24 months 2.25% $42.66
Share Secured Variable Rate 60 months 2.25% $17.64
Credit Builder Loan Variable Rate 12 months 2.25% $84.36
Credit Builder Loan Variable Rate 24 months 2.25% $42.66
Credit Builder Loan Variable Rate 36 months 2.25% $28.76
Signature Loan Fixed Rate: APR = Annual Percentage Rate. Some restrictions may apply. Published rates are the lowest rates available for each loan type. Your rate may vary, based on creditworthiness, amount financed, and loan terms. Ask for details. Payment per $1,000.00 is for example purposes.
Signature Loan Variable Rate: APR = Annual Percentage Rate.  Some restrictions may apply. Published rates are the lowest rates available for each loan type. Your rate may vary, based on creditworthiness, amount financed, and loan terms. Ask for details. The APR may increase or decrease during the term of the loan based on changes in an interest rate index.  The index is the previous calendar quarters unweighted average of rates paid by the CU during each of the weeks in the quarter on (6) months certificate accounts rounded to the nearest 0.25% APR plus 8.25% APR, up to maximum APR of 18.00% or the maximum rate allowed by the law. Any increase in APR will result in more payments.  Rate subject to change.  Rate can change after consummation. Payment per $1,000.00 is for example purposes.
Share Secured Loan: APR = Annual Percentage Rate. The APR may increase or decrease during the term of this loan based on the changes in an interest rate index. The index is the dividend rate or current earnings rate paid on the account being pledged on the date of the advance rounded to the nearest 0.25% plus 2.00%, up to the maximum APR of 18.00% or the maximum rate allowed by the law. Any increase in APR will result in more payments. Rate subject to change. Rate can change after consummation. Payment per $1,000.00 is for example purposes.
Credit Builder Loan: APR = Annual Percentage Rate. APR based on dividend rate of account being pledged, rounded to the nearest 0.25%. Terms up to 36 months. Minimum payment $25.00 per month. Rates subject to change. Rate can change after consummation. Membership must be 90 days or older to qualify. Some restrictions may apply. Ask for details. Payment example for Regular Share Account: 36 monthly payments of $86.26 per $3,000.00 borrowed.
Table data for New autos 2016 and newer
 Rates effective 08-08-2022
Term RATES AS LOW AS* (APR) Payment Example per $10,000 Maximum Term Alert Me
24 months 4.59% $436.93 Receive a notification when this rate changes
36 months 4.59% $297.92 Receive a notification when this rate changes
60 months 4.59% $186.88 Receive a notification when this rate changes
84 months 4.59% $139.45 Receive a notification when this rate changes
96 months 5.09% $127.06 Receive a notification when this rate changes
*APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Fees may reduce earnings. Minimum loan amount for new auto loans with terms 85 to 96 months: $40,000. Extended terms available. Extended-term rates available and may vary based on creditworthiness. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
Table data for Used autos 2015 and older
 Rates effective 08-08-2022
Term RATES AS LOW AS* (APR) Payment Example per $10,000 Maximum Term Alert Me
24 months 6.59% $445.95 Receive a notification when this rate changes
36 months 6.59% $306.97 Receive a notification when this rate changes
60 months 6.59% $196.14 Receive a notification when this rate changes
84 months 6.59% $148.98 Receive a notification when this rate changes
*APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Fees may reduce earnings. Includes Used Autos. Extended terms up to 144 months available with a minimum loan amount of $40,000.00. Extended-term rates available and may vary based on creditworthiness. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
Table data for New Recreational Loan Rates 2016 and newer
 08-08-2022
Term RATES AS LOW AS* (APR) Payment Example per $10,000 Maximum Term Alert Me
24 months 4.59% $436.93 Receive a notification when this rate changes
36 months 4.59% $297.92 Receive a notification when this rate changes
60 months 4.59% $186.88 Receive a notification when this rate changes
84 months 4.59% $139.45 Receive a notification when this rate changes
96 months 5.09% $127.06 Receive a notification when this rate changes
*APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Fees may reduce earnings. Minimum loan amount for new recreational vehicles with terms 85 to 96 months of $40,000.00. Extended-term rates available and may vary based on creditworthiness. Extended terms up to 144 months available on campers, boats, and motorhomes with minimum loan amount of $40,000.00. Rates increase by 1.00% for recreational vehicles over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
Table data for Used Recreational Loan Rates 2015 and older
 08-08-2022
Term RATES AS LOW AS* (APR) Payment Example per $10,000 Maximum Term Alert Me
24 months 6.59% $445.95 Receive a notification when this rate changes
36 months 6.59% $306.97 Receive a notification when this rate changes
60 months 6.59% $196.14 Receive a notification when this rate changes
84 months 6.59% $148.98 Receive a notification when this rate changes
APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Fees may reduce earnings. Extended-term rates available and may vary based on creditworthiness. Extended terms up to 144 months available on campers, boats, and motorhomes with a minimum loan amount of $40,000.00. Rates increase by 1.00% for recreational vehicles over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.