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Financial Education

WE'RE HERE TO HELP YOU
WHEREVER YOU ARE IN LIFE.

We provide access to free and confidential financial counseling and education through GreenPath Financial Wellness1. Your one-stop shop for everything financial! Tap into our information hub and get access to a variety of financial resources, toolkits, podcasts, and calculators, or get connected to a live counselor who is ready to answer your financial questions.

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50/30/20 BUDGET RULE
Need a new way to budget? Try the 50/30/20 Rule! Here’s how it works.
Whenever you plan your monthly budget, divide your purchases into three separate categories: Needs, wants, and savings.

NEEDS
Your needs make up the first 50% of your entire monthly budget. These are the essentials you need to buy each month:

  • Rent / Mortgage
  • Bill
  • Utilities
  • Groceries 

WANTS
Your wants make up 30% of your budget. These are the things you enjoy buying but aren’t essential.

  • Monthly Subscriptions 
  • Restaurants
  • Entertainment 
  • Travel

SAVINGS
The remaining 20% of your income goes into savings. This allows you to save for:

  • Future Expenses
  • Vacations
  • Emergencies

CREDIT CARD RESOURCES

Most people use credit cards and understand how credit cards work. However, if you’re not careful, they could be costing you a lot of money. Do you use cards for convenience or to live beyond your means? What type of card do you use? What is your interest rate? What rewards or perks does your card provide? Here are some credit card articles you may find interesting.

TYPES OF
CREDIT CARDS

Know the difference between credit (secured/unsecured), debit, and other cards.

Find the Right Card

CHOOSING THE
RIGHT CREDIT CARD

Important things to consider if you are planning to apply for a new credit card.

Features & Benefits

USING YOUR
CREDIT CARDS WISELY

Suggestions for responsibly using credit cards and signs that may signal trouble.

How to Manage Your Card

FINANCIAL WELLNESS

Check out GreenPath’s many resources, get advice on budgeting and planning, tips for managing your finances, getting out of debt, improving your credit, and more.

MONEYDESKTOP9

It’s never too late to start budgeting! When you budget and track your spending, it’s easier to cut out unnecessary purchases and achieve your saving goals. MoneyDesktop, available through Online Banking, will help you better manage your finances. It has tools and tips to help you organize your funds, create a budget, and meet your financial goals.

ACCESS ACCOUNTS IN ONE PLACE

With MoneyDesktop, you can view all your accounts, loans, and credit cards with a single login. This allows you to manage finances on multiple accounts without signing into multiple apps.

SET YOUR BUDGET

MoneyDesktop allows you to set budgets for various categories, like entertainment, groceries, and car payments. These budget categories organize where you spend your money so you can meet your goals. You can even select how you want the information to be displayed so you can focus on what’s important to you.

PLAN FOR THE FUTURE

Set savings goals across all your accounts and watch them move in real time! MoneyDesktop tracks your deposits and spending, so you can see how close you are to reaching your goals and what you may need to change.

FOLLOW THE TRENDS

MoneyDesktop tracks what you earn and what you spend, so you always know if you are staying within budget. MoneyDesktop also breaks down your spending habits into categories, so you don’t have to.

MANAGE LOANS AND PAYMENTS

The debt management tool shows you all your open loan accounts. It displays each loan’s due date, balance, and payment frequency. This is the perfect way to keep track of all your loans in one convenient location.

FOLLOW THE TRENDS

MoneyDesktop tracks what you earn and what you spend, so you always know if you are staying within budget. MoneyDesktop also breaks down your spending habits into categories, so you don’t have to.

MANAGE LOANS AND PAYMENTS

The debt management tool shows you all your open loan accounts. It displays each loan’s due date, balance, and payment frequency. This is the perfect way to keep track of all your loans in one convenient location.

 
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