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SPECIAL HOLIDAY HOURS

All Credit Union locations will be closed Thursday, June 19, in observance of Juneteenth.

Business Loans

business loans

What Makes Us Different

At KTVAECU®, we partner with you to help your business succeed. That's why we offer competitive Business Lending services that support long-term business growth. Whether you're just starting out or ready to expand, we'll guide you every step of the way. Our local Loan Officers focus on finding the right solutions for your business needs. We stand by your side for the long run, just as we've done since 1934. 

What to Expect with Us

  • Quick Decisions – Skip the long delays. Get timely responses from us
  • Knowledge – Work with someone who understands your market and goals
  • Experience – Over 85 years of supporting successful business
  • Competitive Rates - Access competitive rates and terms for all our business loans

Term & Real Estate Loans

Business Term Loans 1

Business Term Loans allow a business to borrow funds over a set period of time.  These funds can be used to finance the acquisition or modernization of your company’s productive assets. KTVAECU Business Term Loans can be used to expand or modernize facilities, purchase equipment, and business use automobiles including: 

  • Cars
  • Pickup trucks
  • SUVs
  • Vans
  • Box trucks

A term for a Business Term Loan is based on the productive life of the collateral or asset. Funds from a Business Term Loan used to buy computers or office equipment will have a shorter term than those used to purchase manufacturing equipment.

Talk with one of our business lenders today about collateral options, automatic payments, and our competitive rates and flexible terms.

Contact us to apply for a term loan

Commercial Real Estate Loans 2

Our Loan Officers have extensive knowledge and experience in helping you obtain the best Commercial Real Estate Loan for you and your business. Whether you are looking to buy, refinance or leverage your equity, our loan officers will help you every step of the way. 

We offer Commercial Real Estate loans on various property types, including:

  • Residential rental properties (both single-family and multi-family)
  • Office & Professional
  • Medical
  • Retail
  • Senior Living
  • Churches and Non-profits 

Let our Business Loan Officers help you today with the purchase of commercial property for your business needs. We can also help you leverage your equity to expand or remodel as your business grows. Our Loan Officers will partner with you to evaluate loan options that are right for your business.

Contact us to apply for a real estate loan

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For Commercial/Business Loans:

Send us a message by filling out the Contact Us Form.

Disclosures

1 APR = Annual Percentage Rate. Some restrictions may apply. Ask for details. Rates based on creditworthiness.

2 APR = Annual Percentage Rate. Restrictions may apply. Not a government-affiliated agency. All applications are subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details.

3 The Clover® name and logo are registered trademarks owned by Clover Network, Inc. Other trademarks referenced above are the property of their respective owners. Clover Network, Inc is a third-party partner to Knoxville TVA Employees Credit Union.

4 Paychex is a third-party partner to Knoxville TVA Employees Credit Union. These products are optional and are not a deposit or obligation of, or guaranteed by, Knoxville TVA Employees Credit Union or its affiliates. These products or services are not insured or guaranteed by NCUA or any agency of the federal government. Paychex is a registered trademark of Paychex, Inc.