Welcome to Knoxville TVA Employees Credit Union.

Here to Help You Grow Financially

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LIMITED-TIME

KTVAECU® Visa® Business Credit Card Rate Special5

4.99% Introductory APR* until February 28, 2027.
Then 11.99% up to 18.00% APR.

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SAVE THE DATE

We’re Celebrating Our Members!

Visit your local branch on Friday, October 23!

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Be Part of Something BIG

Join Us, Join Us Now

Our purpose is to help generations of Members on their financial journeys. As your needs change, count on us to help you grow and manage your money. We are a local, not-for-profit financial cooperative, and we’re here to support you with services to fit each stage of your life.

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Over 90 Years of Service

You are the heart of everything we do. Generations of Members have trusted us with their money and financial futures. That same commitment to service remains at the heart of who we are today.

Our History
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In Our Community

From food drives to financial wellness, we love to help our neighbors across East Tennessee. Every year, our goal is achieve 10,000 community giving hours to support public schools, veterans, senior citizens, and financial education.

In The Community
KTVAECU staff at a community event.

Member Testimonials

Knoxville TVA Employees Credit Union has always been one of my financial institutions I choose to go to. Every location that I go to there’s always a smiling face and someone waiting happy to serve you or me. I definitely recommend Knoxville TVA for your banking needs. Especially if you’re a new young person looking for a bank account or savings account, Knoxville TVA is for you. Thank you guys, tens across the board!

Dustin, Member Since 2020

Had a wonderful experience with getting our auto loan today. We have loved working with KTVAECU for our banking needs. I have been with them nearly 20 years and love that the service continues to be wonderful.

Susan, Member Since 2007

I have been using KTVAECU for 15 or more years. It’s the best honest credit union around! I stopped regular banking institutions because of relative fairness I get there. They have staff who remember me too!

Mike, Member Since 2011

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You’re Our Priority

Wherever your financial journey takes you, we’re here to help. Get Member service that puts you first.

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Find What You Need

Explore popular accounts, loans, and more to help you reach your money goals.

Disclosures

  1. APY = Annual Percentage Yield. Some restrictions may apply. Fees may reduce earnings. Ask for details. Premium Savings Account is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Minimum opening deposit of $25,000.00 in new money. New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances $250,000.00 or more. NON-PREMIUM RATE of 0.00% APY is earned on balances of $24,999.99 or less. On balances between $25,000.00 and $99,999.99, 2.00% APY is earned. On balances between $100,000.00 and $249,999.99, 3.00% APY is earned.

  2. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details.

  3. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. APY = Annual Percentage Yield.

    PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle:
    • Make 15 debit card transactions
    • Log in to online/mobile banking at least once
    • Receive e-Statements
    • Have direct deposit

    NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.

  4. APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness.

  5. *APR = Annual Percentage Rate. Promotional Period for Introductory APR: The promotional APR for purchases, balance transfers, and cash advances will apply to transactions posted to new and existing credit card accounts from 9/1/2026 until 2/28/2027. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 2/29/2028. Any remaining balance as of 3/1/2028 will revert to the applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50.

  6. Federally Insured by NCUA. *APY = Annual Percentage Yield. Limited-time certificate account rate special effective: October 15, 2026 through December 31, 2026. Some restrictions may apply. All rates and offerings are subject to change. Early withdrawal may result in penalty or closure. Fees may reduce earnings. The 0.25% APY addition for new money or direct deposit is not applicable to the 12-Month Certificate. Talk to a financial advisor regarding individual scenarios. Ask for details.