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Certificate Accounts

Certificate Accounts1

A Certificate Account is a type of savings account with unique features:

  • has a fixed dividend rate
  • has a fixed term length, depending on your needs ranging from 6- to 60-months
  • has a fixed date of withdrawal, also called a maturity date

A Certificate Account allows you to grow and save your money at the same time, at a term length that works best for YOU.  Like most other savings accounts, Certificate Accounts are federally insured by NCUA.2

OPEN CERTIFICATE ACCOUNT    CERTIFICATE RATES

What is the best Certificate Account for you?
Certificate Accounts with maturities of six (6) months and twelve (12) months1

Certificate Accounts earn from the date of deposit to the maturity date. The minimum deposit is $2,500.00.1

Certificate Accounts with maturities of eighteen (18) months or more1

Certificate Accounts earn from the date of deposit to the maturity date. The minimum deposit is $500.00.1

Certificate Accounts 6-60 months1

The amount for early withdrawal penalty is based on the term of the Certificate Account. The penalty schedule is as follows:

  • Term 6-12 months - 90 days dividends
  • Term 18-60 months - 180 days dividends

OPEN AN ACCOUNT  CERTIFICATE account CALCULATOR