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HOME LOAN RATES

HOME EQUITY LINE-OF-CREDIT
Introductory Rate
As low as 5.740%* Introductory APR
with Direct Deposit for the first 11 months!
Best current non-introductory rate: 7.750% APR
Maximum rate: 18.000% APR

APPLY TODAY!  SPEAK TO A LOAN OFFICER

*APR = Annual Percentage Rate. Introductory promotional rate is subject to change and can end at any time without notice. Introductory rate available on new qualifying Home Equity Line of Credit (HELOC) applications with new or active direct deposit account. Introductory rate of 5.990% APR for the first 11 months available without new or active direct deposit account. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. APR is variable. Maximum 18.000% APR. Not a government-affiliated agency. Some restrictions apply. Ask for details. Non-introductory APR is based on the value of an index, which is Prime Rate published in the Wall Street Journal in effect on 11/08/2024.

Table data for HELOC Introductory Rate
 Rates effective 12-13-2024
Introductory APR (with Direct Deposit for the first 11 months) Best current non-introductory rate Maximum rate Alert Me
5.740%* 7.750% 18.000% Receive a notification when this rate changes
*APR = Annual Percentage Rate. Introductory promotional rate is subject to change and can end at any time without notice. Introductory rate available on new qualifying Home Equity Line of Credit (HELOC) applications with new or active direct deposit account. Introductory rate of 5.990% APR for the first 11 months available without new or active direct deposit account. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. APR is variable. Maximum 18.000% APR. Not a government-affiliated agency. Some restrictions apply. Ask for details. Non-introductory APR is based on the value of an index, which is the most recently published Prime Rate as of the 15th of each month in the Wall Street Journal.
Table data for Home Loans
 Rates effective 12-13-2024
Term Interest Rate Rates As Low As* (APR) Payment Example Alert Me
30-Year Fixed Rate 6.500% 6.730% $1,264.14 Receive a notification when this rate changes
20-Year Fixed Rate 6.125% 6.423% $1,447.32 Receive a notification when this rate changes
15-Year Fixed Rate 5.625% 5.993% $1,647.46 Receive a notification when this rate changes
10-Year Fixed Rate 5.375% 5.896% $2,158.16 Receive a notification when this rate changes
APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice.
A fixed-rate mortgage loan of $200,000.00 for 30 years at 6.500% interest and 6.730% APR will have a monthly payment of $1,264.14. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
A fixed-rate mortgage loan of $200,000.00 for 20 years at 6.125% interest and 6.423% APR will have a monthly payment of $1,447.32. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
A fixed-rate mortgage loan of $200,000.00 for 15 years at 5.625% interest and 5.993% APR will have a monthly payment of $1,647.46. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
A fixed-rate mortgage loan of $200,000.00 for 10 years at 5.375% interest and 5.896% APR will have a monthly payment of $2,158.16. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
 
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