Set It & Forget It Certificate Account 1
Saving just became even more effortless with the Set It & Forget It Certificate Account! Earn a bigger dividend – without the large opening deposit! With a minimum monthly deposit of just $25.00, you can set your savings on cruise control.
Set your speed: Get 2.00% APY for 12 months or 3.00% APY for 24 months!
No matter how much money you're able to set aside each month, saving is easy. Sit back, relax, and enjoy the ride to big savings with our Set It & Forget It Certificate Account!
Certificate Accounts
A Certificate Account is a type of savings account with unique features:
A Certificate Account allows you to grow and save your money at the same time, at a term length that works best for YOU. Like most other savings accounts, Certificate Accounts are federally insured by NCUA.
1 APY = Annual Percentage Yield. APY effective as of 06-04-25. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA). Any certificate account with new money of $10,000.00 may add 0.10% APY to the dividend rate featured above.