Routing #264279567

Credit Cards

Limited-Time Credit Card Special

Visa® Platinum Credit Card
with uChoose Rewards®

4.99% Introductory APR*
until December 31, 2021. Then
7.99% up to 18.00% APR.

The Credit Union offers the most widely accepted card with the purchasing power and attractive rate you expect and deserve. 
(If you are already a Member, you will apply through online banking.)

    • Earn uChoose Rewards
    • No annual fee
    • No cash advance fee
    • No balance transfer fee
    • Card fraud text alerts**
    • Generous grace period
    • Online account management
    • ATM access

*APR = Annual Percentage Rate. Introductory APR = Promotional APR. Promotional Period for Introductory APR: The Introductory APR for purchases, balance transfers, and cash advances will apply to transactions posted to your account from 05/01/2021 until 12/31/2021. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. uChoose Rewards points are earned for new purchases only and not eligible for balance transfers or cash advances. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 12/31/2022. Any remaining balance as of 01/01/2023 will revert to the current applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50. uChoose Rewards is a registered trademark of Fiserv, Inc.

**Some restrictions may apply. Ask for details. Message and data rates may apply. Not all wireless carriers support FTEU (Free To End User) texting. If your carrier does not support these texts, you will continue to receive phone calls if unusual activity occurs on your card.

First-time cardholder? Looking to build your credit? Ask about the Share Secured Visa Platinum Credit Card with rates starting as low as 3.99% APR.*  A Share Secured Visa Credit Card is secured by money already in your Credit Union account (deposit must be 110.00% of the card limit). It’s a great way to start building credit, and you get to enjoy all the benefits of a credit card!


Credit Card Features

  • Issued immediately at all branch locations
  • Earns uChoose Rewards
  • 24/7 card support by calling (865) 544-5400
  • Quickly turn cards ON or OFF for extra security with Control My Card by KTVAECU® learn more
  • Receive fraud notifications via text
  • Personalize your card with a photo learn more


  Look for the Contactless* symbol on your new Credit Union card! All debit and credit cards renewed by mail after March 1, 2021, will be contactless. The Visa® contactless card lets you tap to pay for a fast, easy, and secure way to checkout. There is a $5.00 fee if you want to switch to a contactless card before your current card expires.


*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. Available to qualifying Members. Some restrictions may apply. Ask for details.

Verified by Visa

Verified by Visa adds an extra layer of security to make it harder for someone to use your Visa card to shop online in the event your Visa card or account number is lost or stolen. Each time a Visa debit or credit card is presented to make an online purchase at a participating merchant, a Verified by Visa window will appear displaying an authentication page. This service is designed to help prevent unauthorized online use before it happens.


Control My Card by KTVAECU®

Use Control My Card by KTVAECU® to control any Credit Union debit or credit card! Look for the Control My Card by KTVAECU® app in your app store and download it to:

  • Turn your card ON/OFF
  • Set card alerts
  • Set spending limits
  • View balance and transaction information
  • Find nearby ATMs


Be sure the Credit Union has your latest email address before registering your card with Control My Card by KTVAECU®. Data and message rates may apply. Ask for details. Control My Card by KTVAECU® is a registered trademark of Knoxville TVA Employees Credit Union.

Visa® Checkout

Visa Checkout is a secure way to conveniently pay online.

Speed up your online payment process! Use your computer, tablet or smartphone to buy online without re-entering your Credit Union Visa Debit or Credit Card number and shipping details on websites where Visa Checkout is accepted. Click the “Visa Checkout” button when you shop online. You do not need to re-enter your card number. Enter your email address and password, and you’re done!


Earn uChoose Rewards®

Each time you make a purchase with your Credit Union Debit or Credit Card, you earn points redeemable for cash! Be sure to log into your uChoose account periodically to redeem your points. The cash will be deposited directly into your account! If you have a personal account with a debit or credit card, you are already enrolled. Visit uChoose Rewards to register and set up a username and password. Business debit cards are not eligible for uChoose Rewards.

Earning Points

ALWAYS SAY CREDIT! Be sure to sign for debit transactions rather than entering a PIN, since only signature-based transactions earn reward points. If prompted for a PIN, simply ask the cashier to run the transaction as credit.


Debit card must be used as “CREDIT” to earn rewards. CREDIT transactions will not earn rewards when processed on a debit network; KTVAECU assumes no liability for transactions processed by the merchant on a debit network. Available to qualifying Members. Some restrictions may apply. Ask for details. UChoose Rewards is a registered trademark of Fiserv, Inc.

Ready to Start?

Learn more about how to find the best credit card and use it wisely. Then apply online!