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Credit Cards

Visa® Platinum Credit Card

The Credit Union offers the most widely accepted card with the purchasing power and attractive rate you expect and deserve.

  • Fixed interest rate
  • Earns rewards
  • No annual fee
  • Card fraud text alerts**
  • Generous grace period
  • Inquiries and payments handled at any Credit Union branch or by phone
  • Online account management through online banking
  • ATM access
  • Personalized cards available for purchase

First-time cardholder? Looking to build your credit history? Ask about the Shared-Secured Visa Platinum Credit Card. With rates starting as low as 3.99% APR, the card is secured by money already on deposit with the Credit Union (deposit must be 110% of the card limit). It’s a great way to get started!

Verified by Visa

Verified by Visa adds an extra layer of security to make it harder for someone to use your Visa card to shop online in the event your Visa card or account number is lost or stolen. Each time a Visa debit or credit card is presented to make an online purchase at a participating merchant, a Verified by Visa window will appear displaying an authentication page. This service is designed to help prevent unauthorized online use before it happens.

Find out more about Verified by Visa

Visa® Checkout

Visa Checkout is a secure way to conveniently pay online.

Speed up your online payment process! Use your computer, tablet or smartphone to buy online without re-entering your Credit Union Visa Debit or Credit Card number and shipping details on websites where Visa Checkout is accepted. Click the “Visa Checkout” button when you shop online. You do not need to re-enter your card number. Enter your email address and password, and you’re done!

Learn more about Visa Checkout

Earn Cashback with uChoose Rewards®

Each time you make a purchase with your Credit Union Debit or Credit Card, you earn points redeemable for cash! Be sure to log into your uChoose account periodically to redeem your points. The cash will be deposited directly into your account! If you have a personal account with a debit or credit card, you are already enrolled. Visit uChoose Rewards to register and set up a username and password. Business debit cards are not eligible for uChoose Rewards.

Earning Points

ALWAYS SAY CREDIT! Be sure to sign for debit transactions rather than entering a PIN, since only signature-based transactions earn reward points. If prompted for a PIN, simply ask the cashier to run the transaction as credit.

Go to uChoose Rewards®

Debit card must be used as “CREDIT” to earn rewards. CREDIT transactions will not earn rewards when processed on a debit network; KTVAECU assumes no liability for transactions processed by the merchant on a debit network. Available to qualifying Members. Some restrictions may apply. Ask for details. UChoose Rewards is a registered trademark of Fiserv, Inc.

Ready to Start?

Learn more about how to find the best credit card and use it wisely. Then apply online!

**Some restrictions may apply. Ask for details. Message and data rates may apply. Not all wireless carriers support FTEU (Free To End User) texting. If your carrier does not support these texts, you will continue to receive phone calls if unusual activity occurs on your card.