Routing #264279567


Open a checking account today and experience the difference.

Checking Account Features

  • No minimum balance
  • No monthly fee with eStatements (receive a paper statement for $2/month)
  • Mobile & online banking
  • Free Visa debit card with rewards*
  • Free bill pay
  • Mobile check deposit
  • Card fraud text alerts**

  • Free text-message banking (message and data rates may apply)
  • Direct deposit
  • Surcharge-free ATM access at 55,000+ worldwide locations
  • Overdraft protection with no transfer fee*
  • Free Credit Union checks
  • Personalized cards available for purchase

Let Your Checking Account Work For You!


To qualify for premium rate, the following must be met monthly:

  • Account balance $500 - $15,000
  • Online/Mobile Banking Login
  • 15+ Debit Card Transactions
  • Enrolled in Direct Deposit and eStatements

High-Yield Checking Benefits:

  • Low minimum balance to earn premium rate
  • Easily transfer funds anytime
  • Earns daily, compounds monthly

Debit Card Features

  • Issued immediately at all branch locations
  • Earns cash rewards when used as "credit"
  • 24/7 card support by calling (865) 544-5400
  • Quickly turn cards ON or OFF for extra security with CardValet learn more
  • Receive fraud notifications via text
  • Personalize your card with a photo learn more

Earn Cashback with UChoose Rewards®

Each time you make a purchase with your Credit Union Debit or Credit Card, you earn points redeemable for cash! Be sure to log into your uChoose account periodically to redeem your points. The cash will be deposited directly into your account! If you have a personal account with a debit or credit card, you are already enrolled. Visit uChoose Rewards to register and set up a username and password. Business debit cards are not eligible for uChoose Rewards.

Earning Points

ALWAYS SAY CREDIT! Be sure to sign for debit transactions rather than entering a PIN, since only signature-based transactions earn reward points. If prompted for a PIN, simply ask the cashier to run the transaction as credit.

Go to UChoose Rewards®

Ask for complete details. Available to qualifying members. The Credit Union does not charge a fee for using foreign ATMs to make a withdrawal. Some of the above services require a check/debit card and/or a smart phone. Membership eligibility requirements apply.

Some restrictions may apply. Ask for details. Rate subject to change. *APY = Annual Percentage Yield. Fees may reduce earnings.

APY = Annual Percentage Yield. Rate effective {insert most recent rate sheet date} and subject to change. Fees may reduce earnings. A non-premium rate will apply to any amount in excess of $15,000 and on balances of $500 or more when premium qualifications are not met, as well as, the month the account is closed. Balances under $500 do not earn an APY.

**Some restrictions may apply. Ask for details. Message and data rates may apply. Not all wireless carriers support FTEU (Free To End User) texting. If your carrier does not support these texts, you will continue to receive phone calls if unusual activity occurs on your card.