SPECIAL HOLIDAY HOURS
All Credit Union locations will be closed Monday, May 27, in observance of Memorial Day. Reminder, you can access your account 24/7, even when the Credit Union is closed, with online and mobile banking. Debit and credit card support is also available 24/7 by calling (865) 544-5400 and selecting option 5 for Cards.
SPECIAL HOLIDAY HOURS
All Credit Union locations will be closed Monday, May 27, in observance of Memorial Day. Reminder, you can access your account 24/7, even when the Credit Union is closed, with online and mobile banking. Debit and credit card support is also available 24/7 by calling (865) 544-5400 and selecting option 5 for Cards.

Now Hiring!

Routing #264279567

30 Year Fixed-Rate Mortgage

Effective 05-24-2019*
Rates as low as...
3.625%APR*
View More
Mortgage Rates

*APR = Annual Percentage Rate. Rates may vary based on creditworthiness and are subject to change. NMLS 16711. Tennessee properties. Not a government-affiliated agency. Ask for details.

A mortgage loan of $200,000 for 30 years at 3.625% APR will have a monthly payment of $912.10. Taxes and insurance not included, your actual payment obligation will be higher.

 

15 Year Fixed-Rate Mortgage

Effective 05-24-2019*
Rates as low as...
3.25%APR*
View More
Mortgage Rates

*APR = Annual Percentage Rate. Rates may vary based on creditworthiness and are subject to change. NMLS 16711. Tennessee properties. Not a government-affiliated agency. Ask for details. 

A mortgage loan of $200,000 for 15 years at 3.25% APR will have a monthly payment of $1,393.00. Taxes and insurance not included, your actual payment obligation will be higher.

Buy A Home

START LIVING...

Because your home is where life happens.

Whether you are shopping for a new home or looking to refinance, our team of trusted advisors is here to help! Our licensed loan officers work with you to find the best home loan solution for YOU. We do the heavy lifting, so you can get back to what matters most in life!

Find a Loan Officer Check Rates Mortgage Calculators

Home Loans Focused On You

  • Competitive Rates
  • No PMI Options
  • Online/Mobile Application

Get Started!

Rate Options

Fixed-Rate

There are many types of home loans available, but fixed-rate loans remain the most popular among homebuyers because of the stability it provides. The most common terms for fixed-rate loans are 15 and 30 years, but other terms are available. 

  • Interest rate and monthly principal and interest (P&I) remain the same for the life of the loan
  • Variety of terms available
  • Predictable monthly payments make budgeting simple
  • Protection from possible rising interest rates for the life of the loan
  • May be a good choice if you plan to stay in your home for a longer period of time

Adjustable-Rate

Life sometimes takes you to new places. An adjustable-rate mortgage can help you stay flexible!

  • Interest rates and monthly principal and interest (P&I) payments stay the same for a defined period of time, then may increase or decrease for the remainder of the loan
  • Variety of terms available
  • Typically offer a lower initial interest rate
  • Includes an interest rate cap limiting the maximum amount your P&I can increase 
  • May provide flexibility if you expect future income growth or plan to move in the near future

Loan Options

  • Conventional
  • FHA
  • VA
  • USDA/Rural
  • FNMA Home Ready
  • Manufactured Homes
  • Investment/Rental Property
  • Lot or Home Site

Loans & Mortgages