Fraudulent Text

Never provide personal or financial information in response to text messages from unknown senders or click links or numbers in a text. If you receive a request for this information, please do not respond.

Fraudulent Text

Never provide personal or financial information in response to text messages from unknown senders or click links or numbers in a text. If you receive a request for this information, please do not respond.

Routing #264279567

Youth Banking

Jump Start Savings Account

Give your kids a head start on life with a Jump Start Savings Account! It’s never too early to start practicing smart financial habits and learning how to save.

Account features

  • 3.00% APY on the first $500.00*
  • $5 minimum balance to get started

Open an account at any Branch.

Branch Locations

  • For anyone age 17 and under
  • No monthly fees
*APY = Annual Percentage Yield. Rate effective {insert most recent rate sheet date} and subject to change. Fees may reduce earnings. Applies to balances up to $500.00. Balance $500.01 and above receive a rate of 0.15% APY. Minimum balance $5.00. Must have a parent or legal guardian on account. Some restrictions may apply. Ask for details.

Educational Savings Account

The Educational Savings Account is a high-yield savings account to help save for higher education costs. It must be open for a minimum of three years and pays out on your child’s college entrance date or 18th birthday, whichever comes first. With no minimum opening deposit required, it’s a great way to save!

Any withdrawal from the Educational Savings Account prior to set requirements will close the account and result in a penalty (some exceptions may apply). The dividend on the Educational Savings Account adjusts annually on January 1 based on the 36-121 month certificate rate in effect on December 31.

To open an Educational Savings Account, please visit your local branch.

Branch Locations

Available to qualifying Members. Some restrictions may apply. Ask for details. APY=Annual Percentage Yield.

Estimating College Costs

You've heard the figures - college education is expensive. All those benefits of personal growth, expanded horizons, and increased lifetime earning power comes at a price increasing every year.

Find out more about Money for College    College Savings Calculator

How Grandparents Can Help

As the cost of a college education continues to climb, many grandparents are stepping in to help. This expected trend accelerates as baby boomers, many of whom went to college, become grandparents, and start gifting predictions of trillions of dollars over the coming decades. Grandparents can open an Educational Savings Account for grandchildren at birth and make regular deposits to assist in higher education costs.

Tennessee Resources

Tennessee Student Assistance Corporation

It's hard to talk about college without mentioning financial aid. In many cases, financial aid may be the deciding factor in whether or not a child attends the college of his or her choice, or even attends college at all. That is why it is important to develop a basic understanding of financial aid before a child applies to college. Without such knowledge, you may have trouble understanding aid determination, filling out the proper aid applications, and comparing the financial aid awards a child receives.

Learn more at TSAC