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Why Join KTVAECU®

When you join Knoxville TVA Employees Credit Union, you become a Member. Your Membership represents your ownership share in the Credit Union. You get a voice in how we grow, improve, and serve our communities.

For nearly 100 years, we’ve proudly served East Tennessee with a simple philosophy, Members Helping Members®. We live and work in the same communities you do, so when you need help managing your money, you’re talking to friendly local experts who understand.

We’re here to serve you, our Member, because we are a not-for-profit, financial cooperative. We put your needs first with competitive rates, low fees, and convenient tools to help manage your money. Everything we do, starts with what’s best for you financially.

Credit Unions vs. Banks: What’s the Difference

Choosing where to manage your money starts with understanding your options. Here’s a quick look at what sets credit unions apart from banks:

  • Structure / Philosophy

    Structure / Philosophy

  • Ownership

    Ownership

  • How You Earn

    How You Earn

Credit Unions

  • Structure / Philosophy

    Not for profit, but for service.

  • Ownership

    Entirely Member-owned.
    You are a shareholder in a financial cooperative.

  • How You Earn

    Profits are returned to Members as benefits and services.

Banks

  • Structure / Philosophy

    Corporations which exist to earn a profit for stockholders.

  • Ownership

    Stockholders (investor) owned and controlled.

  • How You Earn

    All profits are distributed to the stockholders.

Am I Eligible to Join

Membership is available to anyone who lives, works, worships, attends school, owns a business, or has eligible family in the following areas:

  • Blount County
  • Knox County
  • Jefferson County
  • Johnson City
  • Hamblen County
  • Loudon County
  • Sevier County
  • Roane County
  • Sullivan County

All you need is a $5.00 deposit to become a Member!

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Open an Account

When you open an account with us, you get access to convenient tools, helpful support, and local expertise to make managing your money easier. From everyday banking to saving for what’s next, we’re here to help.

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Apply for a Loan

From buying your first home to planning your next adventure, finding the right loan helps you move forward. Our local loan officers help you explore options for home loans, auto loans, recreational vehicles, and more.