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Teen Accounts

Start Your Money Journey

Contact Us
Father and daughter visiting a KTVAECU Branch.

Big Dreams Start with Small Steps

.. and it’s never too early to start! Whether you want to save for something big or just want your own debit card, we’re here to help you build good money habits from day one!

So, what are you waiting for?

Get Your Debit Card
Teen boy and mom at a KTVAECU Branch.

Spend Smarter with a Teen Checking Account1

Ready for more independence? With a Teen Checking Account:

Get Started with a Teen Checking Account

Are you a Member?

Yes, Login to Digital Banking
No, Start Application
KTVAECU Debit Card held in-hand.

The KTVAECU Rewards Debit Card2

Level up your money game with the debit card that pays you back! Add your card to your digital wallet and use your phone to pay even faster. With the KTVAECU Debit Card:

  • Earn rewards when you use your card
  • Keep track of your money in the app (iOS) (Android)
  • Access your money when you need it
See How It Works
Parent and child using a smartphone to check chores list in the Greenlight app.

Greenlight Partnership3

Greenlight® is a debit card and financial education app that helps you learn the skills you need for lifelong money wins. Create savings goals, set up chores and allowances, and more!

And get FREE access just for being a Member!

  • Get real-time spending notifications
  • Set up parental controls
  • Learn money-management skills with games, quizzes, and more
Register for Greenlight

Explore Money Tools for Teens

Access to money tools that help you stay in control of your finances and manage your money, your way!

Mobile Phone

KTVAECU Mobile App4

Use your phone to track your spending, send money, and stay on top of your account.

Explore Mobile Banking
Checkmark

Card Controls5

Add your card to your digital wallet, set alerts, and turn your card on or off.

Learn About Card Controls
Money Transfer

Direct Deposit6

Get paid faster with direct deposit to your account.

Set Up Direct Deposit
Debit or Credit Card

Personalized Cards7

Make your card your own with a custom photo.

Personalize Your Debit Card
Girl wearing a backpack grabbing a book in the library.
Get Started with an

Educational Savings Plan9

Earn as much as 4.28% APY

Open an Educational Savings Account at any branch or contact us.

View Educational Savings Plan Rates
Young woman using smartphone in cozy bedroom setting.
Easy Way to Save

U-Name-It Savings Account

Save for school, a car, or other money goals with flexible savings options. No minimum balance and dividends compound quarterly.

Learn how to reach your savings goal with our Savings Calculator!

Get Started with a U-Name-It Savings

Planning for College or Trade School?

Get ready for what’s next with money tools and support that keep you on track.

Build Your Savings

Build Your Savings

Set aside part of each paycheck and save for future goals, school expenses, or major purchases.

Explore Financial Aid

Explore Financial Aid

Learn about your options, like FAFSA, scholarships, and grants, to help cover the cost of school.

Borrow Smart

Borrow Smart

Explore student loan options through Sallie Mae® for college or trade school expenses.

Prepare with TSAC

Prepare with TSAC

Prepare for educational expenses with information on financial aid applications, offers, and available options from the Tennessee Student Assistance Corporation.

Listen to Our Podcast8

Want to learn more about your money? Money Moves by KTVAECU® covers everyday topics in a simple, easy-to-understand way.

Listen for tips, answers to common questions, and real conversations about money.

Find us on your favorite platform.

Listen or Watch Podcast

Build Strong Money Habits

We’re here with tools and support to help you build strong money habits. Check out our YouTube channel for quick tips and how-to videos.

Check Out KTVAECU on YouTube

Teen Account FAQs

Answers to common questions about teen accounts and getting started. Have additional questions? Contact Us

Visit any branch with a parent or guardian to open your teen savings or checking account.

Yes! Teens under the age of 18 can get a debit card if a parent or guardian signs a Guaranty Agreement.

The KTVAECU Rewards Debit Card has no annual fees. Plus, it allows access to thousands of surcharge-free ATMs nationwide.

Our Jump Start Savings Account is the perfect savings account for everyday savings. With the Educational Savings Account, save up a college fund or prepare to pay for trade school.

See our current Youth Savings Accounts rates on our Rates Page. Rates are subject to change.

At 18, you are eligible to be the sole owner of your checking or savings accounts, giving you even more freedom with your money. The Educational Savings Account will pay out to you on your 18th birthday if you have not already started your first day of college or trade school.

Greenlight is a debit card for kids. It is not a credit card. Load money onto the card from your own funding source to your child’s card through the Greenlight app. And because it’s a debit card, kids can’t spend what isn’t there.

To add funds to your child’s Greenlight card, add your KTVAECU account as your funding source within the Greenlight app.

Greenlight supports kids and grown-ups of all ages. There is no minimum (or maximum) age for your participation. The Primary account holder must be at least 18 years old and a U.S. resident.

Yes! If you are an existing Greenlight customer, add your account with us as a fund source. Then reach out to Greenlight customer service and request to be added to the Knoxville TVA Employees Credit Union partnership program.

We’re Here for You

Get in Touch
Contact Us
Open an Account
Open an Account

Are you a KTVAECU Member?

Yes, Login to Digital Banking
No, Start Application
Join Us
Become a Member
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Disclosures

  1. Available to qualifying Members. Some restrictions may apply. Ask for details.

  2. Available to qualifying Members. Some restrictions may apply. Ask for details.

  3. Greenlight is a financial technology company, not a bank. The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Knoxville TVA Employees Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Knoxville TVA Employees Credit Union account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for the associated monthly fees. See terms for details. Offer subject to change.

  4. Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.

  5. Be sure the Credit Union has your latest email address before registering your card with Card Controls & Alerts. Data and message rates may apply. Ask for details.

  6. Early access to funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received, which may be up to two days earlier than the payer’s scheduled payment date.

  7. Available to qualifying Members. Some restrictions may apply. Ask for details. Your account must be in good standing with the Credit Union. Funds must be available in the account at the time the order is placed. Cards will not be ordered if funds are not available. Fees apply.

  8. All rates and offerings subject to change. This content is intended to provide general information and shouldn’t be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details.

  9. APY = Annual Percentage Yield. Rates current as of posted rate schedule. No minimum opening deposit. Must be open for a minimum of three years and pays out on your child’s college entrance date or 18th birthday, whichever comes first. Fees may reduce earnings. Available to qualifying Members. Some restrictions may apply. Ask for details.