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Business Credit Card1

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KTVAECU® Visa® Business Credit Card Rate Special

4.99% Introductory APR2 until February 28, 2027. Then 11.99% up to 18.00% APR

Best current non-introductory rate: 11.99% APR
Maximum rate: 18.000% APR

  • No Annual Fees
  • No Balance Transfer Fees
Contact Us About Visa Business Credit Card
KTVAECU Business Credit Card

What You Get with a Business Credit Card

Your business credit card comes with access to digital banking3 and multiple ways to manage your line of credit.

Check

Consolidate Business Expenses

Keep your business purchases organized in one place. Use your business credit card for larger purchases, then pay your balance in full each month to simplify expense management.

Computer

Track Transactions Easily

Simplify expense monitoring and reporting by logging into digital banking and keeping up with transactions made on your business debit card.

Dollar Bills

Improve Cash Flow Management

Take control of your business spending and keep expenses organized. With a clear view of your cash flow, you can plan ahead, manage expenses, and focus on growing your business.

Debit or Credit Card

Works With Modern Payment Terminals

Our business credit cards are compatible with most current systems, making transactions smooth and easy.

uChoose Rewards®4

Earn flexible uChoose Rewards® Points on your business credit card. Redeem your points for cash, gift cards, travel, and more. You choose the rewards you want.

Check your uChoose Rewards® Points anytime under Card Controls in digital banking. Every $2.00 spent earns 1 point!

  • 1,000 credit card points = $10.00 cash
Explore uChoose Rewards®

Security Features

Protect your business with powerful tools at your fingertips wherever you go.

  • Biometric Login: Set up Face ID or fingerprint login with just a few taps.
  • Card Fraud Text Alerts5: Get real-time text notifications about activity on your cards.
  • 24/7 Member Help: Need help? Call Card Support anytime at
    (865) 544-5400
  • Card Controls6: Turn your card on or off, set alerts and transaction limits, and more.
Learn More About Account Security
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Business Credit Cards FAQ

Can’t find your question about business credit cards? Contact Us

For information on card disputes and fraud, visit our Card Disputes page.

When you file a dispute, any information you provide goes a long way to assist with your case. Any receipts, proof of cancellation, refund confirmation, or correspondence with the vendor should be attached to the dispute form.

For information on debit/credit card disputes, please visit the Card Disputes page.

If you have additional questions, please call (865) 544-5400 during regular business hours.

Check your uChoose Rewards® Points anytime under Card Controls in digital banking. Every $2.00 spent earns 1 point!

  • 1,000 credit card points = $10.00 cash

Apply Now

Grow your business with the KTVAECU Visa Business Credit Card! Download and print the application and drop it off at any branch or mail it to us:
 
P.O. Box 36027
Knoxville, TN 37930

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Disclosures

  1. APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Ask for details. Rate subject to change without notice and based on creditworthiness. Terms and Conditions and Addendum

  2. *APR = Annual Percentage Rate. Promotional Period for Introductory APR: The promotional APR for purchases, balance transfers, and cash advances will apply to transactions posted to new and existing credit card accounts from 9/1/2026 until 2/28/2027. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 2/29/2028. Any remaining balance as of 3/1/2028 will revert to the applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50.

  3. Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.

  4. Debit cards must be used as “CREDIT” to earn rewards. CREDIT transactions will not earn rewards when processed on a debit network; KTVAECU assumes no liability for transactions processed by the merchant on a debit network. The minimum uChoose Rewards points to redeem for business & consumer credit cards is 1,000 points; the minimum for consumer debit cards is 2,500 points. Not valid on KTVAECU business debit cards. Available to qualifying Members. Some restrictions may apply. Ask for details. uChoose Rewards is a registered trademark of Fiserv, Inc. Business debit cards do not qualify for uChoose Rewards points.

  5. Be sure the Credit Union has your latest email address before registering your card with Card Controls & Alerts. Data and message rates may apply. Ask for details.