Skip-A-Payment1
Flexibility When You Need It
What Is Skip-A-Payment
We understand that life isn’t the same every month. Skip-A-Payment lets eligible Members skip a monthly loan payment for unexpected expenses.
A $35 fee per skipped payment applies.
How to Skip-A-Payment
Request a Skip-A-Payment in just a few steps.
Log in to Online Banking or Mobile Banking
Select More Services
Scroll to Loan Services and choose Skip Payment
Select your eligible loan
Confirm the account for the $35.00 fee and submit
Which Loans Are Eligible
Eligible Loans
Ineligible Loans
Tools For Your Budget
Some months bring higher expenses than expected. Our resources help you build confidence, strengthen your budget, and move forward with peace of mind.
Skip-A-Payment FAQs
Not finding the answer to your question?
Contact Us
Yes. Your loan must be current and in good standing. At least three payments must be made before you qualify.
You may Skip-A-Payment 2 times in a rolling 12-month period. Back-to-back skips are allowed if qualifications are met.
Yes. There is a $35.00 fee applied per skipped payment.
No. Skip-A-Payment is not valid on real estate loans, business loans, line-of-credit loans, or credit cards.
No. Skip-A-Payment does not hurt your credit as long as your loan stays current.
Personal and auto loans have a 10-day grace period before a late fee is assessed. Credit cards do not have a grace period.
Let’s Get Started
Log into your account to apply for Skip-A-Pay. See us in person or get in touch for more information.