Business Loans
Grow Your Business
Your Way
Supporting Businesses in East Tennessee
Since 1934, we’ve helped businesses and communities throughout East Tennessee achieve their financial goals. When your business needs financing, you need a lender that understands your market and responds quickly.
Benefits of financing with KTVAECU® include:
- Competitive loan rates and terms
- Local lending decisions
- Personalized guidance from experienced business lenders
- Flexible financing solutions
- Fast response times
- Support for businesses at every stage of growth
Local Business Lending Expertise
As a local Credit Union serving East Tennessee, we understand the unique needs of business owners in our communities. Our team provides personalized support throughout the lending process, helping you secure financing with confidence.
Whether you’re purchasing equipment, expanding your facilities, or investing in commercial real estate, we’re here to help your business move forward.
Term & Real Estate Loans
Business Term Loans1
Business Term Loans allow a business to borrow funds over a set period of time. Use Business Term Loans to expand or modernize your facilities or purchase business-use automobiles. These loans cover:
- Cars
- Pickup trucks
- SUVs & Vans
- Box trucks
- Commercial equipment
Loan terms are based on the life of the asset being financed, helping you manage payments while investing in your business’s future.
Commercial Real Estate Loans2
Whether you’re purchasing, refinancing, or leveraging equity in a commercial property, our commercial real estate financing solutions can help. We finance a variety of property types, including:
- Office and professional buildings
- Churches and non-profits
- Medical and senior living facilities
- Residential rental properties (both single-family and multi-family)
- Retail properties
Our lending specialists will help evaluate your goals and identify the financing solution that best supports your business strategy.
Business Loans FAQs
Can’t find the answer to your business loans question? Contact Us
A business term loan provides a lump sum that you repay over a fixed period of time. These loans are commonly used for equipment, vehicles, and expansion projects.
Business loans may be used for equipment and vehicle purchases, business expansion, facility improvements, technology upgrades, and commercial real estate investments.
Commercial real estate loans may be available for office buildings, retail locations, medical facilities, churches, non-profit organizations, senior living facilities, and rental properties.
Contact us to discuss your business loan needs. We’ll guide you through the application process and help determine the best loan option for your business.
Approval timelines vary based on the loan type and complexity of the request. Our business loan team works to provide timely decisions and guide you through each step of the process.
We provide competitive rates, local support, personalized service, and relationship-based loans that support your business long term.
Ready to Get Started?
Contact us or visit a branch to inquire about a business loan.