Now you can see your credit score daily and get tips on how to maintain or improve it! Log into online banking or the mobile app and look for Credit Score to get started!
Get unlimited access to Credit Score, anytime and anywhere, by by logging into online banking or using the KTVAECU mobile app!
With Credit Score you will get:
*Credit Score available for primary account holder only.
Stop writing and mailing checks, or jumping from website to website to pay bills - use the Credit Union Bill Pay service to conveniently and securely pay bills from any computer or mobile device, 24/7/365. Best of all, it’s free!
Available to qualifying Members. Some restrictions may apply. Ask for details. Message and data rates may apply.
Bill Pay FAQs
Yes, bill pay is highly secure. It is designed to fully safeguard privacy and the security of the Credit Union. Unlike normal internet communication, all information sent to and from the processing center is encrypted and sent through a secure communications channel. Messages cannot be redirected, read, or tampered with.
Anyone including a cable company, doctor, or Uncle Charlie.
A paper check will be sent for payment.
Enter the name of the person or business in the “Pay Someone New” box and click “Add.” Next, provide the required information and click “Continue.” That’s it! The person or business will be added to your payee list.
If the payee is being paid with a paper check, the payment will clear approximately three business days from the processing date (i.e. date it was scheduled to be sent). If the payee is paid electronically, it will clear within two business days of the payment processing date.
Within bill pay, click “View History/Reports.”
Yes. If the payment is still in pending status, click the “Cancel” link in the Pending Payments section on the Make Payments page.
You are the only person who can authorize payments to be issued against your account.
The Credit Union offers a variety of ways to receive monthly statements. Receive a paper statement in the mail for $2 per month or enroll in free eStatements. Monthly statements show all activity, including debit card, online banking and telephone banking transactions.
Account statements are available through online banking by following these simple instructions:
REMINDER: Ensure the check is properly endorsed on the back of the check. Be sure to include a full signature and the words "for mobile deposit only."
How to Use Mobile Check Deposit
Tips for Using Mobile Check Deposit
Available to qualifying Members. Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.
Easily send money to anyone who has a bank account (either at the Credit Union or another financial institution). Using your debit card, you can send money to anyone. The receiver can accept the deposit by either using their debit card or routing/transit number. Send Money* transactions are real-time; all funds are withdrawn when sent and deposited when accepted.
1. Choose "Send Money" from the menu in the Credit Union mobile app.
2. Input the receiver's phone number or email address, the amount to send, your debit card number and expiration date.
3. The receiver can either accept the money with their debit card number and expiration date or their bank account with routing number. (If the receiver uses their debit card to accept the deposit, the money will show in their account within minutes. If the receiver uses their account number, it will be deposited within three (3) business days).
*Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.
HOW TO SEND YOUR MONEY SAFELY!
Send Money1. VenmoTM. Zelle®. Apple Cash®. Google PayTM. PayPal®.
These are just a few of the most popular cash apps out there. Cash apps are one of the easiest and fastest ways to transfer cash from one person to another. But there's a few things you should know to keep your information and money safe when using cash apps:
Safety Tip #1
Because the transfer is considered a cash transaction, it’s best to transfer to individuals you know, like
friends or family, not a company. There are almost no dispute rights for cash transactions.
Safety Tip #2
Never pay someone you don't trust for something promised to you in the future, like a deposit for a cruise or hotel. Sending money through cash apps is instant and usually cannot be canceled. When purchasing a product or service, it's best to use another form of payment.
Safety Tip #3
Do not provide anyone with your personal information like your PIN or sign-in code. Fraudsters are always trying to gain access to your personal information. If you're not sure, just delete the email, text message, or hang up the phone and call the business directly. If it’s a legitimate company, they will be glad you’re taking steps to keep your information secure.
1. Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier. Maximum $500.00 per transaction, up to $4,000.00 per day.
Online banking currently supports the following browsers:
Please set Third Party Cookies to always on. We recommend downloading Adobe Flash player and Adobe Reader for the best user experience. Safari for Windows not supported. Safari for Android not available. Internet Explorer for Mac not available.
Operating System Compatibility
Online banking currently supports the following operating systems:
Windows XP is no longer supported. Intuit products such as Mint, Quicken, QuickBooks, etc. may not support the latest online banking update without an update from Intuit.
Text Message Banking is secure. Text messages will never contain confidential information about you or your accounts. Messages will never contain full account numbers.
Standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you are not sure what fees apply when you send and receive text messages.
Yes, as long as you have text messaging enabled with your mobile carrier. Please check with your mobile carrier if you are unsure.
Text Message Banking works on all major mobile providers in the U.S., including the ones listed below. However, there are many more carriers that support Text Message Banking.
Text STOP to 1-865-322-9064 on your activated cell phone, or return to the mobile banking page within online banking and click the Deactivate link next to your mobile device number. Your phone will no longer receive any text messages from Text Message Banking. You can add a new phone at any time if you change your mind later.
Verifying your phone is a one-time step to ensure the security of mobile text message banking.
During setup, you will receive a text message with your activation code. If you have already submitted your mobile number during setup, please check your mobile device now. You should receive a text message with your activation code within a few minutes.
Yes. If you experience difficulties, go through the setup process again to get a new code.
A primary account is the default account that is used when you text BAL to 1-865-322-9064. You should select the one you will likely want to check most often. Get all account balances by texting BAL ALL to 1-865-322-9064.
Yes. When you text "BAL ALL" to 1-865-322-9064, you will receive a reply with a message containing the balances of all your checking, savings and other accounts.
Yes. Return to the Mobile Banking & Alerts page and select another account from the primary text banking account drop-down list.
Use any of the following commands/keywords:
No, keywords are not case sensitive. For example, you can type "help" or "HELP."
The short code is 1-865-322-9064. This short code will only work if you have activated the Text Message Banking service from within online banking.
You will receive a text message response within a minute. Exact timing will depend on your mobile service carrier.
No, you do not need a password to access your account information via text message.
Yes. First, deactivate your cell phone from within the Mobile Banking & Alerts page or by texting STOP to 1-865-322-9064. Then click Activate on the Mobile Banking & Alerts page and set up the new cell phone number.
Yes. Go to the Mobile Banking & Alerts page, click the weekly account balance notifications check box to deselect it, then save your changes.
Yes. First, go to the Mobile Banking & Alerts page, select the low balance alert checkbox and select a dollar amount from the drop-down field (e.g., $200). Then you will receive a low balance alert text whenever your primary account balance falls below that dollar amount.
Yes. If you have selected a "transfer source" account on the Mobile Banking & Alerts page, then, for example, texting TRANS 400 to 1-865-322-9064 will transfer $400 to your primary account from the transfer source account and return a message with updated account balances for both accounts. Please be aware that you can only transfer funds into your primary account.
Yes. After you set up the first number, select the Activate another phone link on the Mobile Banking & Alerts page and then complete the simple two-step process.
It might take several minutes to receive your code. If you feel you have waited long enough, you can click the Resend it link. Please check your mobile device shortly for a new text message. If you are still experiencing problems, be sure you entered the correct mobile number during setup.