Loans & Credit Cards
Limited-Time Credit Card Rate Special
Business Visa® Credit Card
4.99% Introductory APR* until December 31, 2021. Then 9.99% up to 18.00% APR.
The Credit Union offers the most widely accepted card with the purchasing power and attractive rate you expect and deserve.
- No annual fee
- No cash advance fee
- No balance transfer fee
- Generous grace period
- Online account management
- ATM access
How do I apply?
To apply for the Visa® Business Credit Card, print off the application PDF linked below. Once the application is completed, either submit a local Branch location or mail to P.O. Box 36027 Knoxville, TN 37930 (Attention: Business Services).
Business Loans & Business Visa® Credit Card
Term Loans
Term loans are used to finance the acquisition or modernization of a company's productive assets. They can be used for:
- Vehicles and other business transportation
- Purchase of machinery, equipment, furniture, fixtures and to make leasehold improvements
- Expansion or modernization of facilities
The loan term is determined by the productive life of the assets. For example, loans used to buy computers and office equipment will be shorter in duration than those used to purchase manufacturing equipment.
Some restrictions may apply. Ask for details. Rates based on creditworthiness. APR = Annual Percentage Rate.
Commercial Real Estate Loans
Flexible and affordable commercial real estate loans accommodate almost any need:
- Commercial real estate
- Acquisition and development
- Land loans
- Investment property
- Construction loans
Some restrictions may apply. Ask for details. Rates based on creditworthiness. APR = Annual Percentage Rate.
Business Visa® Credit Cards
The Visa Platinum Credit Card is available for businesses, and comes with a low interest rate and easy online account management.
Features include:
- Fixed interest rate
- No annual fee
- A generous grace period
- Inquiries and payments handled at local Credit Union branches as well as by phone
- Manage accounts online through online banking. Automatic Visa Platinum payments can be set up from a business checking account.
- ATM access
- Choice of monthly online or paper statements
Available to qualifying Members. Some restrictions may apply. Ask for details. APR=Annual Percentage Rate.
NEW CONTACTLESS CARDS!
Look for the Contactless* symbol on your new Credit Union card! All debit and credit cards renewed by mail after March 1, 2021, will be contactless. The Visa® contactless card lets you tap to pay for a fast, easy, and secure way to checkout. There is a $5.00 fee if you want to switch to a contactless card before your current card expires.
*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. Available to qualifying Members. Some restrictions may apply. Ask for details.