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Regular Share/Savings Account
A Regular Share Account is opened when you join the Credit Union. Your savings are called shares because they represent shares of ownership.

This basic savings account must be maintained to preserve your membership. Dividends are earned from the date of deposit to the date of withdrawal and are paid and compounded quarterly.

Planet M Kids Club
A free savings program geared especially for kids ages 12 and under. It's designed to help kids learn good savings skills to last a lifetime. A Planet M savings account earns dividends the same as the Regular Share/Savings account and, in addition, kids receive special savings and spending modules, a membership card, a passbook, and newsletters.

Member's Special Account
The MSA provides an ideal place to deposit your short-term funds. Dividends are earned from the date of deposit to the date of withdrawal and are posted to the account quarterly.

Christmas Club Account
This account is specially designed for your Christmas savings. Deposits earn dividends from the date of deposit to the date of withdrawal and are calculated and posted quarterly. The balance plus dividends is automatically deposited to your checking account or share (savings) account if a checking account is not available. The funds are available on October 1st.

Vacation/Travel Club Account
This account is specially designed for the purpose of saving for your vacation. Dividends are earned from the date of deposit to the date of withdrawal. Dividends are credited quarterly.

Health Savings Account
The Health Savings Account is designed for those members with high deductible health insurance. There are three different types: savings account, checking account or certificate account. Ask at any Branch for details.